Investment process

Security selection focuses on high quality large capitalized income yielding securities using a bottom-up investment process. A top-down overlay is used to manage down-side volatility and preserve client capital. Medium to long-term growth potential is realized with consistent dividends and, income and a customized portfolio that offers low turnover. Our fixed income managers establish strategies based upon interest rate anticipation as well as global monetary conditions. Our portfolio managers concentrate on the preservation of capital together with our clients' needs for long-term capital appreciation and income.