IA Clarington Dividend Growth GIF - Guarantee A
Quick Facts
NAVPS (5/22/2013) $11.12
Guarantee Options:
A: 100% death/100% maturity
B: 100% death/75% maturity
Underlying Fund:
IA Clarington Dividend Growth Fund
GIF Inception Date:
May 2007
MER:
12/31/2012 3.31%
Fund Numbers:
|
Front |
DSC |
|
Guarantee A |
IAC 329 |
IAC 429 |
|
Guarantee B |
IAC 529 |
IAC 629
|
Key reasons to invest
- Dividend-focused mandate emphasizes capital appreciation and
income.
- Long-term investment focus provides low turnover and tax
efficiency.
Investment Approach
The underlying portfolio manager employs a top-down economic
view as well as a bottom-up fundamental analysis. The manager
selects and identifies stocks that offer good valuation, strong
balanced sheet and effective management. The underlying portfolio
is comprised of securities representing mostly large, well-known
Canadian companies that offer regular and rising dividends.
Portfolio Advisor
Industrial Alliance Investment Management Inc.
Portfolio Manager
Gil Lamothe, CFA
- Portfolio Manager
- 13 years of investment experience
- Member of the IAIM Canadian equity team
- Bachelor of Commerce, Laurentian University
Inception Date: 5/4/2007
Net Assets: $10,929,564Historical Total Returns (%) as at 04/30/2013
| 1 month | 3 months | 6 months | 1 year | 3 years | 5 years | 10 years | Inception |
| -1.1 | 0.1 | 3.6 | 4.8 | 3.7 | 1.6 | - | 1.2 |
Calendar Year Returns (%)
| 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 |
| 6.4 | -4.5 | 10.6 | 28.3 | -27.2 | - | - | - | - | - |
Asset Mix
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Geographic Allocation
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Sector Allocation
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Top Ten Holdings
| Royal Bank of Canada | 6.3% |
| The Toronto-Dominion Bank | 6.1% |
| Bank of Montreal | 5.1% |
| Canadian National Railway Co. | 4.7% |
| Canadian Imperial Bank of Commerce | 4.6% |
| TransCanada Corp. | 4.5% |
| Enbridge Inc. | 4.3% |
| Bank of Nova Scotia | 4.2% |
| BCE Inc. | 3.7% |
| Suncor Energy Inc. | 3.0% |
Portfolio information above as at: 04/30/2013
Industrial Alliance Insurance and Financial Services Inc. is the
sole issuer of the individual variable annuity contract providing
for investment in IA Clarington GIFs. A description of the key
features of the individual variable annuity contract is contained
in the IA Clarington GIFs Information Folder. SUBJECT TO ANY
APPLICABLE DEATH AND MATURITY GUARANTEE, ANY PART OF THE PREMIUM OR
OTHER AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT
THE RISK OF THE OWNER AND MAY INCREASE OR DECREASE IN VALUE
ACCORDING TO FLUCTUATIONS IN THE MARKET VALUE OF THE ASSETS OF THE
SEGREGATED FUND. Commissions, service fees, management fees,
insurance fees and expenses all may be associated with this
investment. Please read the Information Folder before
investing.
The rates of return are the historical returns of Series T6 units
of the underlying mutual fund including changes in security value
and reinvestment of all distributions and do not take into account
sales, redemption, distribution or optional charges or income taxes
payable by any policyholder that would have reduced returns,
performance, rate of return, or yield.
Segregated fund fees are higher than mutual fund fees because they
include a management fee and an insurance fee component.
Performance of the underlying mutual fund is not guaranteed, unit
values change frequently and past performance may not be
repeated.
Important information and disclaimer