Automatic Reset

On the birthday of the annuitant (the person on whose life the insurance is based), we will automatically reset the death benefit guarantee to the greater of:

  • The current market value of your investment; or
  • The existing Death Benefit Guaranteed Amount (less proportionate reduction for withdrawals and applicable fees).

This enables you to automatically benefit from market gains without having to try to time the market.

GIF maturity guarantee chart

Note: Automatic resets are only available up to age 75.