Automatic Reset
On the birthday of the annuitant (the person on whose life the
insurance is based), we will automatically reset the death benefit
guarantee to the greater of:
- The current market value of your investment; or
- The existing Death Benefit Guaranteed Amount (less
proportionate reduction for withdrawals and applicable fees).
This enables you to automatically benefit from market gains
without having to try to time the market.

Note: Automatic resets are only available up
to age 75.