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A Registered Retirement Savings Plan (RRSP) is a personal savings plan registered with the Canadian federal government allowing you to save on a tax-deferred basis for your future.
An RRSP can contain a variety of investments including: RRSP savings deposits, treasury bills, guaranteed investment certificates (GICs), mutual funds, bonds, and equities (stocks).
Any individual with RRSP contribution room in Canada may contribute up to December in the year of the planholder's 71st birthday.
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