B2B Trust Signs Investment Loan Agreement with ClaringtonFunds Inc.

MONTREAL, January 17, 2002 - Laurentian Bank subsidiary B2B Trust is proud to announce that it has reached an agreement with ClaringtonFunds Inc., one of Canada's highest rated mutual fund companies. Under the terms of this transaction, B2B Trust will supply investment loans to Clarington, who will distribute them under its own brand name to complement its group of fund products. This agreement fits into B2B Trust's commercial strategy to extend its reach across Canada.

"We are happy about this new business relationship with a company renowned for its world-famous financial advisor network," explained Michel Pelletier, Co-Chief Operating Officer of B2B Trust. "This agreement reflects Clarington's goal of better answering the needs of its clients and B2B Trust is proud to satisfy these expectations."

"Finally, a product that serves the interests of all parties that is surprisingly easy to understand. We are delighted and honoured to be associated with B2B Trust in presenting this opportunity to the investing public" said Terry Stone, CEO and founder of ClaringtonFunds.

About B2B Trust

B2B Trust is a federally chartered regulated financial institution and technology infrastructure company that supplies generic and complementary banking and financial products to independent financial advisors, non-bank financial institutions and retailers across Canada. Its head office is located in Toronto. The portfolios of loans, deposits and assets under administration are valued at more than $9 billion. The address of B2B Trust's Web site for independent financial advisors is www.natlink.com.

About ClaringtonFunds Inc.

Founded in 1996, ClaringtonFunds Inc. is a mutual fund company that has enjoyed one of the most rapid growth rates in Canada, with $2.5 billion in assets in 32 funds. The company has offices in Montreal, Toronto, Calgary and Vancouver.