American Fund Commentary

Portfolio Sub-Advisor: McLean Budden Limited

Fund Commentary -  September 30, 2011

Economic and political headwinds undermined investors' confidence and raised concerns that global growth was poised for further setback. The decline in equity prices worldwide gathered momentum during the quarter led by a general retreat from "riskier" assets. The major beneficiaries of this accelerating shift in sentiment were the bond markets, highlighted by the powerful advance of longer-term U.S. Treasuries. There have been two main catalysts behind these developments: The first is the concern over the seemingly inevitable Greek default and the likelihood of it spreading to Spain and Italy. The second relates to the political aspect as leadership in the U.S. and Europe have failed to reassure investors that governments can effectively deal with their fiscal crises. The angst caused by these factors has contributed to global economic growth slowdown, including China's, which has hurt commodity prices. The latter has had a significant impact on Canadian equities and the Canadian dollar. Central banks have been forced to reach deeper into their "toolbox" given the political gridlock. Examples include the Federal Reserve's initiation of what has been dubbed "Operation Twist" - an effort to drive long-term yields lower, and the ECB's move to resume aggressively buying government bonds of high-debt countries. In our view there may well be more downside to global economic growth; however, expectations have receded and relative valuations between stocks are largely reflecting this possibility.

The U.S. market fell significantly led by weak performance in the Materials and Financials sectors. The Portfolio Sub-Advisor maintains a focus on high-quality, large capitalization companies, with strong balance sheets and sustainable earnings growth. The Fund lagged the Index for the quarter. Stock selection was a negative factor as weak results in Energy (Apache Corp., Peabody Energy Corp.) and Information Technology (Hewlett Packard Co., Applied Materials Inc.) outweighed strong performance in Health care (Merck &Co. Inc.). Industry sector allocation also had an adverse effect on performance due primarily to an overweight in the relatively weak Materials sector at the expense of Utilities.

The Portfolio Sub-Advisor added to Bank of America Corp. and Freeport-McMoRan Copper & Gold Inc. positions during the quarter as relatively weak share price performance provided attractive buying opportunities. Verizon Communications Inc. was reduced during the quarter and the proceeds were used to increase existing positions with higher relative return potential.The Fund currently favours exposure to industry-leading companies with sustainable earnings growth and strong balance sheets in the Health Care, Financials and Materials sectors.