American Fund Commentary

Portfolio Sub-Advisor: McLean Budden Limited

Fund Commentary -  December 31, 2011

Throughout 2011, capital was reallocated to purchase attractively valued companies with strong relative growth prospects. Within the Energy sector, market overreaction to the political unrest in Egypt early in the year provided an opportunity to increase our existing position in Apache Corp., and fund a new position in Peabody Energy Corp.. In Materials, Monsanto Co. was preferred over Mosaic Co., which was eliminated as the Portfolio Sub-Advisor judged the latter's shares to be fully valued. Within the Information Technology sector, Cisco Systems, Inc. was sold as market share erosion continued to weigh on the stock. Proceeds were used to fund new positions in Nuance Communications, Inc., Johnson Controls, Inc. and CME Group Inc., while SYSCO Corp. and CVS Caremark Corp. were eliminated. Bank of America Corp. and Freeport-McMoRan Copper & Gold Inc. were both increased, as relatively weak share price performance provided attractive buying opportunities. Verizon Communications Inc. was reduced and the proceeds were used to increase existing positions with higher relative return potential. Finally, after a period of strong performance, Electronic Arts Inc. was eliminated. The Fund continues to favour exposure to industry-leading companies with sustainable earnings growth and strong balance sheets.

The Fund is currently overweight the Health Care and Materials sectors, while maintaining an underweight in Consumer Discretionary and Utilities. U.S. equities endured another period of high volatility as investors were whipsawed between vacillating periods of "risk-on" and "risk-off". Equities outperformed government bonds for the fourth quarter, while yields on the world's safe haven securities - long-term U.S. Treasuries and 10-year German bonds - were broadly unchanged. Efforts to contain Europe's sovereign debt crisis took on a sense of urgency as investors moved Italian bonds into their crosshairs, precipitating the fall of the Berlusconi government. To be sure, implementing many of the austerity measures in Europe is proving difficult due to domestic politics and fear of economic contraction. This will continue to weigh on risk appetite and remains a headwind for equities. However, on the positive side, the European Union agreed to take steps toward fiscal unity and progress was made in adopting some austerity measures and structural reforms while the U.S. economy finished the year with decent momentum. The European Central Bank cut rates by 50 basis points and increased liquidity while global central banks coordinated to ease funding stresses.