Strategic Equity Income Fund Commentary

Portfolio Advisor: IA Clarington Investments Inc.

Fund Commentary - April, 2012

North American equity markets posted solid returns for the first quarter of the year.  Economic conditions and expectations markedly improved during the first quarter of 2012 compared to the fourth quarter of 2011.  Returns have been supported by generally positive and improved economic conditions as well as positive earnings releases.  The largest factor supporting improving securities markets during the first quarter has been the diminishing risks associated with the sovereign debt crisis in Europe.  Aggressive loan programs initiated by the ECB through the LTRO (longer term refinancing operation) program to inject liquidity into the European banking system has been the leading reason behind reduced risk premiums and financial strain caused by sovereign debt problems. 

The Portfolio Sub-Advisors expectations for economic growth and financial conditions for the corporate sector are generally positive for the remainder of the year.  The Portfolio Sub-Advisor expects that there will be continued volatility in the markets as European sovereign debt issues surface and recede during the next couple of years.  The Fund continues to favour dividend paying stocks that are relatively less volatile than the general equity markets.  The Portfolio Sub-Advisor sees value in the Funds holdings in pipelines, Healthcare and U.S Financials sectors.  While the Portfolio Sub-Advisor is cognizant of the risks associated with slower growth due to deleveraging economies in the developed markets, they expect that lower beta sectors will provide attractive risk adjusted returns in this environment.   

The Fund's largest contributors to performance during the quarter were its holdings in Corus Entertainment Inc., and JP Morgan Chase (JPM) equity.  Corus is one of Canada's largest media companies focusing on specialty TV, radio and production of children's content. The stock has outperformed during the quarter based on strong financial results and the acquisition of one of Corus's main competitors.  Corus provides an attractive dividend yield of 4% and relatively predictable cash flows.   JPM is one of the largest US banks focusing on retail, commercial and investment banking as well as asset management both in the US and in international markets. JP Morgan outperformed the S&P 500 Composite Index during the first quarter due to the improving fundamentals within the US banking industry and JP Morgan's ability to take market share. The Portfolio Sub-Advisor feels the outlook for JPM remains positive due to an improving US credit cycle based on moderate but stable US macro fundamentals and a stabilizing US housing market.  

The Funds largest detractor to performance during the quarter was its holding in SNC-Lavalin Group.  SNC is one of the largest global engineering and construction companies in Canada. The stock underperformed during the first quarter as a result of an internal investigation into misallocated funds, compliance irregularities and a number of employee departures including the CEO.   The Portfolio Sub-Advisor believes the underlying assets and operations of SNC are of greater value than is currently reflected in the markets; however, they remain cautious on the stock until there is greater disclosure related to the inconsistencies in the daily operations.